Last updated: June 11, 2026.
Who we are
The Student Loan Defense is an independent, student-run blog. What we publish is news reporting, commentary, analysis, and opinion on student loans and higher-education finance — matters of public concern. We are students, bloggers, and journalists. We are not a law firm, a lender, a loan servicer, a financial advisor, a credit-repair or debt-relief company, or a government agency.
Not advice; no relationship
Nothing on this site is legal, financial, tax, or credit-repair advice, and nothing here creates an attorney-client, advisor, fiduciary, or other professional relationship. Our content is general information and commentary for a public audience; it is not tailored to your situation and should not be relied on as a substitute for advice from a licensed professional.
Opinion, commentary & fair comment
Articles may contain statements of opinion and good-faith commentary on matters of public interest, including the conduct of public agencies and companies that operate in the student loan market. Where we discuss any organization, we report on publicly available information and our honest understanding of it at the time of writing. Opinions are our own.
Accuracy, sources & corrections
We make a good-faith effort to be accurate, cite official sources, and show a “last updated” date. Rules change, and we may make mistakes. If you believe something here is inaccurate, contact us — we review corrections promptly and update or clarify when warranted.
No affiliation or endorsement
We are not affiliated with, sponsored by, or endorsed by the U.S. Department of Education, Federal Student Aid, any loan servicer or lender, or any state agency, including the Minnesota Office of Higher Education. References to any agency, company, or program are for news, identification, and commentary purposes only.
Your responsibility
Loan rules differ by loan type, servicer, state, and year. Before acting, confirm current rules with official sources (studentaid.gov, your servicer, your state’s higher-education agency) and consider consulting a licensed attorney or a nonprofit counselor. Free or low-cost legal help may be available at lawhelp.org.
Third-party links
Links to other sites are provided for convenience; we do not control their content. If a page contains affiliate links or sponsorship, that page discloses it plainly.
